Cash out refinance 3 mos. after holding title?

[Javonn Musgrove]

Purchasing an occupied duplex with private money (dad) @8%.

The challenge is I have to refinance out of that loan 3 months after closing. I could find another private lender that wants to park some money for two years at 8%, no penalty early buy out.

But is there a way to cash out refinance, to pay back lender? After holding title for 3 mos with no mortgage, purchased cash investment property?