Recommend Type of Loan to Refinance

[Loon Da]

Your goals and story: A primary resident looking to lower down monthly payment with no cash out.

Type of property: Single family home

Location of property: CA, Sacramento

Purpose of financing: purchase, lowest rate with no out of pocket and no add to the loan amount. 

Type of financing sought: which one qualify for the lowest with the criteria above 

Current or prior ownership of real estate: Just Primary Resident 

Income Source: Salaried/hourly W2, Business.

FICO: Excellent

Credit issues: Excellent Condition

[Andrew Postell]

@Loon Da this sounds like a regular refinance, which just about any lender can help with.  Try @Chris Mason he's in California and very active on Bigger Pockets.  Maybe he can help.  Thanks!