Debt to Income Ratio :: Question

[Ladd Austere]

So I'm quitting my job next month. Will not have a W2 anymore. Intend to take a nice nest egg of cash and turn full time to real estate investing over next two or three years, likely focused on SFR and small multifamily. I'm concerned that without a job, and currently with only 30K NOI on rental properties, that I won't qualify for loans on investment properties. For example, I just got turned down for conventional loan because of DTI on the following:

- 300K purchase price on turn-key SFR

- offered 60K+ down payment

- 800+ credit score

- nice looking bank account

- experience buying and selling investment properties

- no job and only 30K/yr NOI on rentals

- all around good guy  :D

An extra point or point and half might be okay, but 3-4+ extra points doesn't make sense. 

Anyone have any thoughts on how to get around this DTI issue? Any and all comments and insight is appreciated.

Thanks!