are these closing costs average? too high?

[Mike Wallace]

about to close on a loan.

Do these closing costs look average?

246k 30 year fixed 4.125% (getting a $5800 credit for taking a higher rate)

Origination charge, $1,025
appraisal fee 380 (and i had to pay the appraisal company $400 when they did it?)

Mortgage insurance premium $5905
Title insurance and lenders title insurance $1,030
gov recording charge $68
transfer tax $2365
escrow account deposit ( summer taxes and insurance ) $4123

toal closing costs $9500ish.