Duplex for my second property

[Ernesto Perez]

Hi everyone, 

Current situation. I have a VA loan on my home bought for 115k and 97k left on loan. The home is now worth 135k.

I want to buy a multifamily home as an investment. Do investment loans exist that allow you to roll the repair cost of the investment property into the mortgage? I ask this because everyone keeps screaming 203k but I will not be living in this home. 

I have the 25% of a down payment and enough in reserves what loan options do I have? 
Should I sell my first home and use a VA Rehab loan for this project?
Should I save for 6 more months to buy all cash and get a personal loan for repairs?