Hard money lender for 1.1 million

[Wryland Reed]

I am doing my first investment project and have raised $150k. I looked at bank terms today and it looks like about $75k in interest after 2 months, origination, and other bank fees for a 1 year new construction loan on land.. though they only require 10% down, so I am looking for hard money lenders now to get more reasonable terms. Where is the best place to find hard money lenders for new construction (with experienced real estate partners/investors)? Where have you found hard money/private money lenders in Miami?

What hard money terms and fee structures are standard? Can you please include a percentage and itemization as well as term length? I have several people that are potential investors to ask, but would like to offer them standard hard money terms to consider.. or find someone with experience lending hard money. Thank you for your help! Figuring this out day by day, but hit the ground running every day!