refinance options helppp

[Jonathan Polanski]

So I've managed to purchase 2 properties that bring in $54,000 per year, that's 4,500 per month gross. my mortgage is a ballon 3 year interest only loan that I'm being charged 10% for. I pay 1800 per month on my loans. My credit score is 700. I have 200,000 in combined equity on my properties. I didn't do my taxes in 3 years but I have proof that I have good tenants that provide me with steady income. I'm having a difficult time finding a lender that would refinance out of this loan, what do you guys suggest? I don't have a job Real estate is my full time gig.