Are these terms reasonable for borrowing against rental property?

[Joel Hutchinson]

For rental property held free and clear with tenants in place, does anyone know if the following terms reasonable? 

• - interest rate of between 5.5% and 7% based on your credit score, loan to value, loan amount and the cash flow.
• - Maximum loan amount up to 75%.
  
  
• - At 70% the loan would be as low as 5.75% on a 30 year fixed rate loan based on a minimum credit score of 740.

Thanks in advance!