Condo Owner Occupancy ratio on financing

[Josh Holt]

Hello~ We are looking at purchasing a condo out of state (FL) as a second home which we will also rent out some. We currently have three concerns I am hoping to get help on from some financing experts. 

1. The owner occupancy ratio is 10%. Is this an issue for Fannie or Freddie if we purchase (and use) as a second home?

2. Many units utilize Airbnb and/or an on-site management rental service.

3. We purchased a second home condo in the same town in June as a second home. This one has outdoor space for us, which the other unit does not. We will rent out the other unit. (We do not need the rental income to qualify). 

Thank you in advance ! Josh