Secured house with private money, need a loan to finish rehab.

[Luke Harrison]

My Fiancée and I bought a small multi family (duplex), REO, in our little town. We secured the home with a cash purchase, that we borrowed from a private lender. The strategy is to BRRRR this house, and pay the lender back with his interest, after refinancing.

Our issue is that he doesn't want to be into the house for anymore money, and our budget just got expanded due to needing a new roof. The issue we are running into is that we don't have the cash on hand to re do the roof before winter hits, and are looking for a loan to cover our rehab.

The numbers look like this. $27k purchase price. $30k rehab, (which just got expanded to closer to $45k) with an ARV of $90k. Each unit will rent for $650 minimum, $1300 total. We have done deals like this before in the same town, and are confident in our numbers. We will more than likely have to leave money in the deal, but are ok with that as it is a long term buy and hold.

Any ideas, or recommendations on the type of loan, or a loan company that would best suit our situation?