CA Usury Workaround

[Hament Raju Mahajan]

I am a private individual and am planing to lend money for a Note Secured by investment/non owner occupied California real estate (Single Family residence)
If my interest on the Note is less then the CA Usury limit (less then 10% Interest) , Can I directly get the note and deed of trust from the borrower and record it , without involving any CA DRE broker of record? "
I understand that if I go over the CA Usury I have to have a Real estate broker to originate this note. Please provide a strategy to directly lend to a borrower secured by CA real estate