How to refinance a subject2?

[Steven W.]

Hello Bigger Pockets community!

I’m trying to refinance a property that I took ownership over about 18 months ago. I was forced to take it as subject2 because of unfortunate circumstances (person on deed passing away).

My intent is to keep the property and do a cash out refinance, however lenders are having a difficult time since the property mortgage is not in my name. The title is now clean.

Any suggestions of a lender that can help out?

Details below:

Current owed - $100K

Value - $475K

Rents - $4,200 per month

Thanks