What type of funding would be appropriate ?

[Joe Gilroy]

Your goals and story: Goal is to buy a duplex or triplex.

Type of property: duplex or triplex

Location of property: Ohio, or Pa.

Purpose of financing: purchase

Type of financing sought: Not sure

Occupancy: owner occupied – live in one unit and rent the other unit out

Value of property at present and/or your offer price: $ 120,000

After repair value: $ na

Anticipated or actual appraisal issues: no,

Current rents per month: $ 700

Fair market rents per month: $ 700

Down payment or equity: 5 % or 10 % down

Source of down payment funds, if applicable: own funds

Income Source: retired,

Gross monthly income (optional): $

Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $0

FICO: Excellent, .

Credit issues:

Additional details: Looking for Stated income or Alt Doc type loan

[Remington Lyman]

Originally posted by @Joe Gilroy:

Your goals and story: Goal is to buy a duplex or triplex.

Type of property: duplex or triplex

Location of property: Ohio, or Pa.

Purpose of financing: purchase

Type of financing sought: Not sure

Occupancy: owner occupied – live in one unit and rent the other unit out

Value of property at present and/or your offer price: $ 120,000

After repair value: $ na

Anticipated or actual appraisal issues: no,

Current rents per month: $ 700

Fair market rents per month: $ 700

Down payment or equity: 5 % or 10 % down

Source of down payment funds, if applicable: own funds

Income Source: retired,

Gross monthly income (optional): $

Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $0

FICO: Excellent, .

Credit issues:

Additional details: Looking for Stated income or Alt Doc type loan

 Stated income loans are tough to find right now. I have not been able to get them here in Columbus, Ohio