Hard Money Loan Confusion

[Paul Feijoo]

Hey everyone, I am new to BP, as well as new to flipping. Been doing research for a almost a year now as far as analyzing the market with the intent to fund my own deals. In the case of having to use OPM I was wondering how to calculate my profits as well as monthly payments using a hard money loan. I came across this example story on another website showing a profit of just over 14k. When I entered the numbers on a hard money loan calculator the profit showed over a 70k profit with an added 2&=% cost for broker fee....I am confused on why it did this. Can someone take a look and let me know the difference as well as what to actually expect when involving OPM?