DTI calculation - for conventional mortgages

[Aviv Berkovitch]

Hi everyone,

As I understand, every time that I purchase a rental property, after it rented, and I want to purchase the next property. The bank can take 75% from the income of the first property and if it covers the (monthly mortgage payment + property tax + property insurance) the DTI will reset to the first calculation and won't change cause the first rental property. Like that, I will have the option to take 10 mortgages with no changes in my other incomes.

Am I right with my assumptions?

Thanks