HML to LLC, then refi to 30yr bank loan for buy and hold

[John B.]

In the following scenario:

-if I get hard money loan thru my LLC for purchase and minor rehab

-then want to refi with bank for a personal (not thru my LLC) 30yr fixed loan to keep for rental property

Can I accomplish this without having it be a "transaction sale" from LLC to myself?

I am asking because I understand that most HML prefer to loan to LLCs and banks prefer to loan to individuals (not LLCs). And creating another transaction would obviously incur extra costs (NY requires attorneys to close). Maybe I am overthinking this but it has to be a somewhat common situation. FWIW, I have found that some HML will do both to make it simple but I am asking about HML, then bank.

Thanks in advance for the help.