Best Place for investor loans with perfect ratios and credit-

[Ray Slack]

I have buyer that I'm helping find the best rate for his 1st investment property.  He is a no brainer for qualifying .

$300k purchase (conforming Condominium in Washington DC)

both Ratios  under 25%

All 3 credit scores over 800

w-2 employee over 5 years same job

20% down conventional loan

over $200k in cash and stocks.

So, question is who has the best rates?  We just started to compare. Usually quicken loans online has been my go to place. I'm waiting on a quote from them.  TD Bank came in at 3.75% with no points and no lender fees. 

PenFed Credit union had great Owner Occupied at 3.125% with no points and $700 rebate but their investor loans were not competitive.

Any suggestions where to get a quote?