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Updated almost 5 years ago on . Most recent reply

Marin Ivankovic's profile image
Marin Ivankovic's profile image
Marin Ivankovic
  • from New York City, NY
  • Member since May 21, 2020
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User Stats

19
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9
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Marin Ivankovic's profile image
Marin Ivankovic's profile image
Marin Ivankovic
  • from New York City, NY
  • Member since May 21, 2020
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Marin Ivankovic
  • New York City, NY
9
Votes |
19
Posts
Private Lending & Conventional Mortgage Advice

FHA loan - DTI high - solutions?

Marin Ivankovic
  • New York City, NY
Posted

Hi all,

Few months ago I bought a rental property with my partner in MA. Both units rented, profit cca 600$ a month - 1 year lease both unit. Now, I'm ready to use FHA loan to buy another rental property. I spoke to Bank of America, they told me that they won't count any rental income since it's not on my last 2 year taxes. That means my DTI is to high to get another mortgage. Any suggestions?

Thank you for reading!

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