Appraisal Refund if Refinance does not go through

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I would like some advice on how to move forward with a mortgage company that backed out of a BRRR refinance.

We were preapproved for a refinance on a property, passed the credit check, and everything was smooth sailing. The mortgage company charged our credit card for a $695 appraisal and everything came back great. We received conditional approval also. The lender called us today and stated they are no longer lending on our type of loan (refinance, multifamily, investment property) due to the market conditions.

Since this is clearly on the lender for backing out, are we entitled to get a refund for our appraisal? The appraisal was charged by the lender and not a third party on our card. Do I have grounds to dispute the charge on my card since the lender did not follow through with the loan? Any advice is appreciated.

Thanks!