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Updated almost 5 years ago on . Most recent reply

Matt Wells's profile image
Matt Wells's profile image
Matt Wells
  • Member since Dec 9, 2019
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125
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17
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Matt Wells's profile image
Matt Wells's profile image
Matt Wells
  • Member since Dec 9, 2019
Connect
Matt Wells
17
Votes |
125
Posts
Private Lending & Conventional Mortgage Advice

Will a commercial loan affect my abilty to get a Fannie Mae loan?

Matt Wells
Posted

If I purchase a rental with a commercial loan from a bank in an LLC, will that loan affect my debt/income ratio and my ability to get a Fannie Mae personal loan in my own name? I'm trying to maximize my borrowing ability. Right now, I have two SFR rentals in Fannie Mae loans and my debt/income ratio will allow me one more Fannie Mae loan this year. Will a commercial loan from a bank screw up my debt/income ratio for a personal Fannie Mae loan? Does anyone have any strategies and advice?

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