Will a commercial loan affect my abilty to get a Fannie Mae loan?

[Matt Wells]

If I purchase a rental with a commercial loan from a bank in an LLC, will that loan affect my debt/income ratio and my ability to get a Fannie Mae personal loan in my own name? I'm trying to maximize my borrowing ability. Right now, I have two SFR rentals in Fannie Mae loans and my debt/income ratio will allow me one more Fannie Mae loan this year. Will a commercial loan from a bank screw up my debt/income ratio for a personal Fannie Mae loan? Does anyone have any strategies and advice?