Lender for investment property in Florida

[Joel Zwemer]

I bought a SF home in Lake Worth, Florida using a line of credit.  I am attempting to mortgage the property to pay off the line of credit so that I can pursue other deals.   The amount needed is only about $130,000 and the property is worth at least $190,000. So far the loan offers I obtained seem unreasonably expensive in terms of points and loan costs. I am retired so I do not have earned income but good credit score.  Any recommendations on where to seek a reasonably priced mortgage?