Newbie looking for lender advice without job only cash

[Hamzah Najjar]

My wife and I are looking to invest in Columbus, Ohio while living in Dubai, UAE.  I am a U.S. citizen while my wife is not.  We've married and lived in Dubai for last 2 years.  We just saved our target goal which is enough for a 20% down payment and 6 to 12 months minimum for beginning the process of beginning to invest in a property comfortably. Unfortunately, I have just lost my job due to the current world climate with the pandemic.  On the 1 hand, it makes it a more appealing time to invest, on the other hand, now I can no longer apply for a loan as I no longer have an income.  Now my wife works and makes good money but as she is not a U.S. citizen and does not file taxes, we cannot apply for the loan.  

We are interested in understanding on what we can do to get approval for a home loan on a good interest rate.  

If you need anymore information for me to provide, please let me know.  I could really use your expert help and look forward to your advice.

Thank you!