Private/Hard Money Lenders---- How have you adjusted your terms??

[Derek Dombeck]

We have had to make some recent adjustments, as everyone has, to keep working through this last month of chaos. I'd like to know how it is affecting other lenders. Have you stopped lending? Did you alter LTV's? Do you have issues getting appraisals back? Do you think ARV's should be lowered to play it safe on your loans?