HELP!! Messy Divorce + Mortgage = :(

[Fredrick Hock]

My friend is in a sticky situation, and I was wondering if anyone can offer any sound advice? What would you do in this situation?

Last year, my friend and her husband bought a new duplex using a mortgage (their plan was to house hack). They were a single income household as her husband worked a six-figure job while she stayed at home to care for their baby.

Fast forward to a year later, and they are now going through a messy divorce. The husband lost his job, got arrested, and is currently in police custody. Because of this, he is unable to make the mortgage payments.

My friend got a new job, which brings in enough income to cover her living and childcare expenses, however it is not enough to also cover the mortgage as well.

What options does my friend have when it comes to her mortgage payments?