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Updated almost 5 years ago on . Most recent reply

Kyle Curtin's profile image
Kyle Curtin's profile image
Kyle Curtin
  • Real Estate Agent
  • from Tewksbury, MA
  • Member since Jan 18, 2020
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Kyle Curtin's profile image
Kyle Curtin's profile image
Kyle Curtin
  • Real Estate Agent
  • from Tewksbury, MA
  • Member since Jan 18, 2020
Connect
Kyle Curtin
  • Real Estate Agent
  • Tewksbury, MA
285
Votes |
494
Posts
Private Lending & Conventional Mortgage Advice

2 years of credit requirement

Kyle Curtin
  • Real Estate Agent
  • Tewksbury, MA
Posted

Hi everyone,

So I am looking to purchase a duplex or a sfh with over 4 bedrooms next year. HOWEVER, I am rather young and just opened a credit card about a month ago. I see that most lenders want to see about 2 years of credit history, and I am planning on using an fha 3.5% down loan for my first prop. Is there any negotiation between that or am I stuck waiting another entire year to get my loan?

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