Roadblocks of refinancing single family own occ to rental

[Dayne Delano]

Hoping to get some refinance insight on a single family property currently owner occupied but will be a rental down the road. I’ve heard issues with lenders and renting properties with owner financed mortgages, like due in full & mortgage fraud. (Id like to do it right, and stay on the safe side, if possible)

At some point in the future, we will rent the home. My question is, is there a way to refinance a loan that is good to go when we decide to rent it out?

Thinking of taking advantage of these good rates with the intent of renting the property down the road.

Thank you for your time.