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Updated about 5 years ago,

User Stats

108
Posts
47
Votes
Gil Segev
  • Austin
47
Votes |
108
Posts

Mortgage for short credit history

Gil Segev
  • Austin
Posted

Hi all, I moved to the US about 6 months ago on a work visa and now looking to get into REI. My credit score is healthy but my credit history is as expected, only ~4 months old. My home country doesn't track credit but I can definitely show 10 years of on time payments for my mortgages there.

I was able to find a lender willing to lend for a primary residence with 20% down but not for an investment property. 

Can anyone recommend a bank that is more open to lend with newer credit history?

Thanks! 

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