Brrrr lender for Montana?

[Krystal Watson]

Newbie investors, my husband and I just got a foreclosure under contract for $57k while the last appraisal in 2019 was $125k.  It needs a new roof estimated at $8700. Our plan was to buy cash, fix the roof get a renter and take to a lender but I’ve asked numerous lenders and all need 6 months time to recoup the appraisal cost since the purchase price less 15% downpayment is the only thing we’ve found offered on this deal... it’s going to take 3 months max to make this happen so we are looking for a lender that will lend us about $70k on this house before the 6 months. Is this possible? I’ve tried small local banks, mortgage lenders, everyone says the same thing. Thanks for any recommendations 

[Nathan Gesner]

There are a lot of hard money lenders available, which is appropriate for a short-term loan. Have you considered that?