Lending for business owners

[Vincent Harper]

I started a business as soon as I got out of college 3 years ago. Year 1 we took a loss. Year 2 we broke even. Year 3 we did very well netting over 40k According to my tax returns my business hasn't been the most profitable, but I've personally been able to accumulate a nice savings account. I'm 100% sure I can afford a mortgage or rental property but it doesn't seem like mortgage lenders are willing to take the risk because all of my income is based out of my LLC. Is there any type of special lenders I should be looking to for self employed buyers? Am I jumping the gun and should wait a little longer to establish more tax history? Currently I am paying myself directly from the business so I'm looking to put myself on payroll this upcoming year to simplify my tax structure. Any good suggestions on the neat tax structure to show personal income for a mortgage?