Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated about 5 years ago on . Most recent reply
Using a "roth loan" for down payment on conventional loan?
My plan is to use my roth for the down payment on a conventional loan, then replenish the roth loan with unseasoned cash well after closing (from investors or bitcoin liquidation). Will the lender have any issues with this?
And for the unfamiliar, a "roth loan" isn't actually a loan, it's just a provision that lets you withdraw any roth money penalty-free, provided you return it within 60 days. I'm not talking about the first time homebuyer option that gives you up to $10k.
Most Popular Reply
