Lender for BRRRR Refinancing before 6 months?

[Chad Dickenson]

Hey BP Family!

We've got a property under contract that we would like to BRRRR. We are doing a hard money loan for acquisition and rehab. All of the Lenders we have spoken to (3 local ones now) have said that in order to do a cash-out refinance to a conventional loan, title must be held in our name for a minimum of 6 months (12 months for Freddie Mac).

Has anyone had any luck with a lender that allows cash-out refinancing before 6 months or is there simply no work around?

Thanks for any help or direction!

Chad