Individual vs LLC Mortgage and Transfer

[Michael Duggar]

Hello All - I'm a new member so I have lots of questions. Curious about pros/cons of obtaining mortgage through an S-Corp/LLC or obtaining as an individual and then transferring to the LLC/S-Corp.

1. In general, what are the down payment and interest rate differences for individual vs LLC/S-Corp?

2. Can you purchase as an individual then transfer to LLC? I read if so, mortgage company may call the loan and make you pay in full.

3. Even if you can transfer, will you lose the separation of personal finances thus losing the liability protection? 

4. I read an article on this site about transferring from individual, to a Land Trust then to your LLC/S-Corp.

Just want to ensure we do this the correct way and not something that could cause us legal/tax trouble later. Any info on the topic would be greatly appreciated.