Mortgage broker fee

[Ruchi Patel]

Currently getting a second conventional loan on a 2 family investment property (25% down). So basically I went through a local mortgage brokerage firm and the loan officer all along told me I was paying 1% in point for a discount interest rate of 4.5. Now that I’m a few days closer to closing date I get the final closing detail sheet which basically labels the 1% as broker fees to the independent firm.

This pretty much seems like it was a misleading statement because they never talked about a fee to them. Actually the lender should be paying them an upfront commission for closing the deal. Why are they charging me 1% in loan fees. Please advise on what I need to ask the brokerage firm or next steps? Thanks