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Updated over 12 years ago on . Most recent reply

James H.'s profile image
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James H.
  • Investor
  • from Fort Worth, Texas
  • Member since Jun 27, 2011
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James H.'s profile image
James H.'s profile image
James H.
  • Investor
  • from Fort Worth, Texas
  • Member since Jun 27, 2011
Connect
James H.
  • Investor
  • Fort Worth, TX
450
Votes |
1,493
Posts
Private Lending & Conventional Mortgage Advice

Quick DTI question

James H.
  • Investor
  • Fort Worth, TX
Posted

When accounting for the income side of the DTI ratio for VA loans and conventional mortgages the lender wants to see 2 years at the job typically.

If I have 3 to 4 years with my current employer, will they count my wife's income if she only started working full time for 6 months or even less after graduating from college?

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