Refinancing with new low rates!!!

[Adam Sandow]

Hey everyone!

Looking to take advantage of these new low rates. I bought my place with 5% down as a primary residence and after doing some work I think it’ll appraise a significant amount higher!

Here’s my question: before I move out I want to refinance (currently at a 5.37% rate). If I refinance as my primary residence, then how long can I rent it out/qualify for another owner occupied loan?

Not finding any clear direction on this.

Thanks in advance for the feedback!