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Updated over 5 years ago on . Most recent reply

Jessica Armour's profile image
Jessica Armour's profile image
Jessica Armour
  • Member since Aug 11, 2019
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Jessica Armour's profile image
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Jessica Armour
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Jessica Armour
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Private Lending & Conventional Mortgage Advice

Lump sum cash towards mortgage

Jessica Armour
Posted

If I owe 137k on my mortgage and I have 100k cash to put towards it, can the remaining balance be negotiated? Want to sell to family member for 100k cash and then move. My sister got into a car accident unfortunately and is receiving a lump sum of cash. If we sell her the house for 100k, will the mortgage lender take that amount instead of 137k? Are they negotiable when it comes to large cash amounts being put towards the loan or are we still responsible for the remaining 37k?

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Priscilla Swantner's profile image
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Priscilla Swantner
  • Flipper/Rehabber
  • from Los Angeles CA and Clovis, NM
  • Member since May 17, 2019
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Priscilla Swantner's profile image
Priscilla Swantner's profile image
Priscilla Swantner
  • Flipper/Rehabber
  • from Los Angeles CA and Clovis, NM
  • Member since May 17, 2019
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Priscilla Swantner
  • Flipper/Rehabber
  • Los Angeles CA and Clovis, NM
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Priscilla Swantner
  • Flipper/Rehabber
  • Los Angeles CA and Clovis, NM
Replied

Welcome to BP!

You will still owe the $37k. The bank will not forgive the remaining amount if you pay a $100k lump sum.

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