Need your help , Problems regarding financing from banks

[Shakti Pradhan]

Hi Folks, one of my friends is having some trouble getting financing from banks, let me share the email he sent me.

Banks want 2 years tax returns that show agi to carry the loan. I have really good credit but don't have enough income to qualify for a bank loan. It's a different situation than before 2008 when Countrywide would have given me any type of mortgage. Tell me how can i buy real estate!

Your suggestions are highly appreciated
Thanks a lot
Shaz