Current interest rates for private money loans

[John Teachout]

I'm trying to connect a potential lender with a potential user of private money. I wasn't able to find any recent posts on it that would reflect the current interest rate range that one would expect to receive/pay. This would be just loaning/borrowing money, not partnering in the project. Any suggestions? The fed just cut rates yesterday so since that varies, is there some type of "spread" that's common? ie, prime plus x %?