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Updated over 5 years ago on . Most recent reply

Jason Kaye's profile image
Jason Kaye's profile image
Jason Kaye
  • from Santa Cruz, California
  • Member since May 26, 2017
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11
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4
Votes
Jason Kaye's profile image
Jason Kaye's profile image
Jason Kaye
  • from Santa Cruz, California
  • Member since May 26, 2017
Connect
Jason Kaye
  • Santa Cruz, CA
4
Votes |
11
Posts
Private Lending & Conventional Mortgage Advice

6 month lease counted in DTI for lender

Jason Kaye
  • Santa Cruz, CA
Posted

When a lender is calculating DTI for an individual, who owns real estate but does not have 2 years of schedule E returns, will he/she recognize 75% income from the properties if the properties have 6 month leases rather than 1 year leases? Does this also apply for the FHA loan?

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