PMI

[Account Closed]

I am/ was in the process of refinancing a duplex which was done by a local credit union and held as a portfolio loan. The mortgage officer told me I would need to pay the LTV to remove PMI and put me in touch with mortgage servicing. I spoke with them and they told me I would need to pay down to 80% LTV. I tranferred the funds and gave them a call to move forward. They then told me since it was a NOO I would need to pay down to 70% LTV. I reviewed my original paperwork and say it mentioned at 80% I would need to send a letter to have it removed and at 78% the PMI would automatically be removed. So I posed the question to the mortgage servicing dept and loan officer; if I hadn't contacted them I would have only needed to pay to 78% but since speaking with them this morning I will now need to pay to 70%? I have not heard back. Any one have any other ideas on how to handle this?