Local FL Community Bank / Credit Union

[Matthew Dunn]

Dear BP Community, I’m under contract on a triplex in central FL and am looking for any recommendations for a local community bank or credit union in my area. I’m located in Bradenton. I have relationships with a number of mortgage brokers and banks that I’ve used before but they all sell loans to the secondary market. I’m interested in a local bank who underwrites in house and who I can build my portfolio with. But is this the best strategy while I‘m still yet to cap out my Fannie Mae loan count? I have two Fannie Mae investor loans currently that were sold to secondary market, am I better off in terms of rates and costs continuing to just use my broker for another Fannie loan or switch to a portfolio loan via a local bank? Thank you!