Wells Fargo asking for 2nd appraisal b/c property not held longer then a year?

[Chris Masons]

Has anyone heard of this? This is NOT a FHA loan but a conventional loan on a 2 family non owner occupied dwelling.

Had appraisal done comes in fine, all of a sudden WF says 2nd appraisal is required and now request 12 month chain of title, sellers operating agreement.

This is being done apparently b/c property has not been held for a year. Property has been held ~ 9 months so it's not like it is under the 90 day seasoning period.

I read some stuff on line and saw that FHA has these guidelines in place but I guess it is no FHA too? The funny thing it said was the buyer is NOT allowed to pay for this 2nd appraisal!??

has anyone come across similar situations?

Chris