Refinancing hurdles on a recent cash purchase in an entity

[Ric Ernst]

I closed on an Indianapolis SFR a month ago, did an extensive rehab and have a tenant moving in this week. So far, so good! I put $52k total into it and the ARV is around $80k so I figured it should be pretty simple to pull my money out and do it all over again. I thought that would be easier than it is turning out to be. Mortgage brokers don't want anything to do with a loan that small (which I understand...they need to make money like we all do). Most Indy credit unions will only deal with locals (I am an OOS investor) and most of the banks I talk to won't refi a property until the title has been "seasoned" for 6 months. I found a couple exceptions (Chase is one of them) but they are rather expensive and won't lend to an entity. One suggested I deed my property from my LLC to my private self an apply for a conventional loan which defeats the whole point of the entity. Anyone out there running similar deals structured in an entity doing something that I am missing?