Refinance rates for primary

[Ram V.]

Looks like rates have dropped big time.

I’m getting 2.875% 10/1ARM refi for my primary home.

Looks too good to be true

[Account Closed]

That sounds about right. Any clients that purchased last year, especially from September to November are great candidates. Also, if someone purchased a SFR last year with an FHA loan and poor credit, maybe it's possible to refinance them into a conventional loan for the PMI benefits while lowering or keeping the rate the same.