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Updated over 5 years ago,

User Stats

52
Posts
9
Votes
Rian Ash
  • Investor
  • San Jose, CA
9
Votes |
52
Posts

Refinance after cash out- Any waiting period?

Rian Ash
  • Investor
  • San Jose, CA
Posted

Hi BP Members,

Here is the situation,

I own an investment property since 2017. I recently did a cash out refinance which paid off the initial mortgage and I got some cash out. Now, I want to refinance again and lower my rates. The lender is saying there has been 6 months wait between cash out and then subsequent refinance. I couldn't find any fannie mae regulations for this. 

Does anyone know if there is any such regulations or this is just an overlay which the lender has created?

Thanks,

Rian

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