Student Loan Payoff Options

[Joe Pieretti]

Hey guys,

I’m in a tricky situation. I have about 40k in student loans. They are divided up into 3 private loans all with interest rates ranging from 8% to 11%. 

As you can see the rates are extremely high. The loans are through Wells Fargo and I have already paid 5 out of the 15 total years. I have a good job making 140k a year and credit in the upper 700’s. My only problem is I did not graduate from college so I am Inept to refinancing my loans. 

I am basically looking for an option to get the interest rate down. Take out a private loan? I don’t know my options. I have not seen this question asked before. 

Thanks a bunch for the help 

Joe