Cash out refinance manufactured investment home?

[Thomas J.]

Does anybody know of a lender who can do a cash out refinance of a manufactured home? it’s paid off. Income and credit are not issues  

Before you post, please understand that this is not my first rodeo. I fully understand that it’s a longshot. The manufactured house is on a permanent foundation. I know that Citadel has a loan program for this, I’m trying to find others that do also, because fit Adele isn’t very reliable with their underwriting guidelines.

[Thomas J.]

A conventional loan probably wont work on this. I’m looking for a lender in the non QM market. 

It’s shocking to me how many investors in this business don’t even know what that is.