is 20% down the only way to conventional Loan for a MFH?

[Eliseo Rodriguez Cordoba]

I have looked into multi family units but I'm stuck on the decision of either getting a FHA or a Conventional Loan.

I know there is a give and take before both, I know that if I want to do a FHA I can get a MFH for as low as 5% down. However this will set me back on MIP for the whole duration of the loan and etc

The main question is, is 20% down the only way to get conventional on a multi- family, or is there a loop hole to this?

I'm a regular guy with enough money to purchase a home at 200k or lower. Im not in the military or anything like that so I can get a VA loan.

Any advice helps, thank you!