Is this a good loan for excellent credit?

[Curtis H.]

Hello BP family, 

I'll be quick, just checking to see if this loan is decent or not...

Property type - Investment

Amount - $165K

Down Payment - 20%

Credit - 760 and above

Rate - 5.375% (30 yr fixed)

Origination Charges - $2215

Discount Points .5% - $660 (I'm not sure what this is about)

Appraisal - $405

Title Fees - $1000

Owner's Title Insurance (optional) - $400

I guess my main question is the 5.375% rate. Is that normal for an investment property at today's rates? 

Thanks!

Curtis