cash out refinance investment property

[Bret Kennedy]

HI all. Bought a place in VA in december last year. It is being rented now and was purchased through my LLC. I want to cash out the equity in the property and pay off the hard money loan. From what I hear though an LLC will only get up to 75% of current market value. Is there a way I can refinance with a personal mortgage to increase the cash out amount? The 75% will cover the loan for hard money but won't really give me any cash. Also what is the time limit I need to wait, I keep getting told 6 months to get the best value, but if I refinance earlier how much will that hurt the refinance?

bret